Terms of Service

Last updated: March 2026

These Terms of Service are an agreement between you and Ning Universe LLC, a New Mexico limited liability company (referred to in this Agreement as “the Company”, “we”, “us”, or “our”). FinWitness refers to the website and services provided by Ning Universe LLC.

1. Acceptance of Terms

By accessing or using the FinWitness website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

FinWitness provides a platform for tracking and auditing financial expert predictions using publicly available data. We do not provide investment advice or financial guidance.

3. User Conduct

You agree to use the site only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of the site.

4. Intellectual Property

All original content on FinWitness is the property of Ning Universe LLC. Quotes and data from third-party sources are used under fair use for auditing and reporting purposes.

5. Limitation of Liability

Ning Universe LLC and FinWitness shall not be liable for any damages arising out of your use of the website or any information provided therein. All use of the site is at your own risk.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New Mexico, without regard to its conflict of law provisions.

7. Contact

For questions about these Terms of Service, please contact us at support@finwitness.com.